Couples budget
Joint account, separate accounts or a bit of both: however you organise things, money as a couple deserves to be clear. SAVY shows who paid for what, what each of you owes the other and where the monthly budget goes, with no spreadsheet and no mental maths.
Every expense shows who paid it and who it's shared with. Thomas's grocery run, the dinner Lea paid for, the electricity bill: it's all in one place, and your partner gets a notification as soon as an expense is added.
SAVY keeps a running balance between you two: "Thomas owes you €24". When one of you pays the other back, a tap on "Mark as repaid" resets the count, even for a partial repayment.
A gift, your own subscription, a night out with friends? Mark it as personal: it shows up in your stats but doesn't change your shared balance.
Set a budget per category together (groceries, leisure, shopping…) and let SAVY warn you at 80, 90 and 100%. Rent and subscriptions add themselves as recurring expenses.
Budgets and alerts
Set a monthly limit for groceries, leisure or shopping. SAVY warns you at 80%, 90% and 100%, so you can adjust before the month is over.
No. SAVY works whether you have a joint account, separate accounts or both. You log who paid, and the app works out the balance.
In SAVY, each shared expense is split equally between the people you choose. Personal expenses don't count towards the balance.
They see expenses added to your shared household. You can create another household for something else: one account can belong to several households.
Download SAVY, create your household and invite your people. The books keep themselves.