A shared budget and fair accounts
On top of the budget, SAVY knows who fronted the money. The Balance screen shows what everyone owes and suggests the fewest transfers.
Spendee alternative
A Spendee alternative that also works out who owes whom
Spendee is a budgeting app that lets you share a wallet with other people. SAVY goes further on sharing: every expense shows who paid and for whom, and the app works out balances and repayments between members.
Repayments in one tap
Mark a full or partial repayment with a note. The person you paid back gets a notification and the history keeps a record.
One subscription for the whole household
SAVY Plus is paid by the household owner and unlocked for every member. The free version covers the essentials, with no ads.
No bank connection
You add expenses yourself; SAVY never has access to your accounts. Recurring expenses take care of rent and subscriptions.
Balance
Who owes whom? SAVY does the math
No more back-of-the-napkin maths. SAVY works out each member's balance and suggests the fewest repayments needed to get everyone square.
- Per-member balances, updated with every expense
- A "To settle" list cut down to the minimum
- "Mark as repaid", even for part of the amount
- Repayment history, with a note ("bank transfer")
Who owes what
You owe €32.50 to Lea
Thomas owes you
+ €24.00Mark as repaid
Everyone's square!
Well done, colony: the books are at zero.
Frequently asked questions
What's the difference between SAVY and Spendee?
Spendee is primarily a personal budgeting app with shareable wallets. SAVY is built for shared expenses: it tracks the household budget and works out who owes whom, including repayments.
How many people can share a household?
Up to 4 members on Free, and as many as you need with SAVY Plus.
Does SAVY show ads?
No, neither in the free version nor in SAVY Plus.
Other alternatives compared
- A Tricount alternative built for the household budget
- The free Splitwise alternative with no ads and no expense limit
- A Settle Up alternative for everyday shared expenses
- A Splid alternative built for household expenses
- A Bankin' alternative with no bank connection, built for sharing
- A Honeydue alternative for managing money as a couple
Ready to join the colony?
Download SAVY, create your household and invite your people. The books keep themselves.
- Free version
- No ads
- Ready in 2 minutes