Everyone adds expenses, everyone stays in sync
Each member has their own account and adds expenses from their phone. The others get a notification and balances update for the whole household.
Splid alternative
A Splid alternative built for household expenses
Splid is popular for splitting the costs of a group trip. At home, needs change: everyone adds their own expenses, rent comes back every month and you want to see where the money goes. That's where SAVY fits.
Who owes whom, with the fewest transfers
The Balance screen shows each person's balance and a "To settle" list cut down to the fewest transfers. One tap to mark a repayment, even a partial one.
Fixed costs on autopilot
Rent, subscriptions, insurance: set them up once as recurring expenses, weekly, monthly or yearly.
Stats to decide together
Breakdown by category, comparison with last month and, with SAVY Plus, full history and who pays what in the household.
Balance
Who owes whom? SAVY does the math
No more back-of-the-napkin maths. SAVY works out each member's balance and suggests the fewest repayments needed to get everyone square.
- Per-member balances, updated with every expense
- A "To settle" list cut down to the minimum
- "Mark as repaid", even for part of the amount
- Repayment history, with a note ("bank transfer")
Who owes what
You owe €32.50 to Lea
Thomas owes you
+ €24.00Mark as repaid
Everyone's square!
Well done, colony: the books are at zero.
Frequently asked questions
What's the difference between SAVY and Splid?
Splid is mostly used for trips and group outings. SAVY is aimed at a household's daily life: each member has an account, recurring expenses add themselves and a monthly budget sends alerts.
Do I need an account to use SAVY?
Yes, each member creates an account with email, Apple or Google. That's what lets everyone add expenses and get household notifications.
Can I export my expenses?
Yes, with SAVY Plus: CSV and PDF export of expenses and repayments, handy for your lease, bills or taxes.
Other alternatives compared
- A Tricount alternative built for the household budget
- The free Splitwise alternative with no ads and no expense limit
- A Settle Up alternative for everyday shared expenses
- A Bankin' alternative with no bank connection, built for sharing
- A Honeydue alternative for managing money as a couple
- A Spendee alternative that also works out who owes whom
Ready to join the colony?
Download SAVY, create your household and invite your people. The books keep themselves.
- Free version
- No ads
- Ready in 2 minutes