Rent and bills, split automatically
Add rent, internet or electricity as recurring expenses, with who pays and which roommates share it. SAVY logs them every month, so nothing slips.
Roommates
The app for splitting expenses with roommates
Living with roommates, small costs pile up fast: toilet paper, internet, shared groceries, electricity. SAVY logs who paid for what, works out who owes whom and suggests the fewest repayments to get everyone square.
Who owes whom, worked out for you
The Balance screen shows each roommate's balance and a "To settle" list reduced to the fewest transfers. No more spreadsheets to redo or awkward reminders.
Pay back, and keep a record
Tap "Mark as repaid" and add a note like "bank transfer". The repayment goes into the history, and the person you paid back gets a notification.
When a roommate moves out
Their balance stays visible as "Former member", so you can settle up cleanly before or after they leave.
Balance
Who owes whom? SAVY does the math
No more back-of-the-napkin maths. SAVY works out each member's balance and suggests the fewest repayments needed to get everyone square.
- Per-member balances, updated with every expense
- A "To settle" list cut down to the minimum
- "Mark as repaid", even for part of the amount
- Repayment history, with a note ("bank transfer")
Who owes what
You owe €32.50 to Lea
Thomas owes you
+ €24.00Mark as repaid
Everyone's square!
Well done, colony: the books are at zero.
Frequently asked questions
Can an expense be shared by only some roommates?
Yes. For each expense, choose "Shared with": all members or just some. The expense is split equally between them.
Does SAVY make the payments?
No, SAVY never touches your money. You pay as usual, then mark it as repaid in the app.
How do I invite my roommates?
Share the invite link by message. It's valid for 48 hours: each roommate creates an account and joins the household.
Ready to join the colony?
Download SAVY, create your household and invite your people. The books keep themselves.
- 100% free
- No ads
- Ready in 2 minutes